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Debt Avalanche Calculator

Pay off multiple debts starting with the highest interest rate to save the most money.

How It Works

The Avalanche method prioritizes your highest APR debt first:

  1. Pay minimums on all debts
  2. Apply extra payments to the highest APR debt
  3. When paid off, roll that payment to the next highest APR
  4. Repeat until debt-free

This method saves the most money on interest charges, making it the mathematically optimal strategy.

Frequently Asked Questions